If you live in Illinois, there is a 1 in 4 chance that your home has been affected by a hailstorm. Verisk, an analytics firm, found that the state of Illinois endured more hailstorm claims than any other state in the U.S. During a hailstorm, homeowners are often exposed to risks of damage. Hail damage can result in massive financial losses and extremely disruptive processes. However, the best way of dealing with hail damage to shingle is to be prepared for the storm as well as hiring a roofing company that knows the insurance claim process.
Know What You're Covered for
To ensure your home is properly insured, make sure you are up to date on what your policy covers. Discussing what your insurance policy covers with your agent can be an invaluable way to ensure that you have the right coverage. Insurance agents are a valuable resource for any homeowner. However, since they work for the insurance company, there’s always a chance that they will try to push you towards lower coverage than you need.
Know When to File the Claims For Hail Damage To Shingle
You only have a small window of opportunity to file an insurance claim for roof storm damage. Thus, it's advisable to file a claim when hail damage to the shingle is as fresh as possible — within one year of the storm. Though filing your claim is the first step, you'll likely have to follow up with your insurance company very closely. Statutes of limitations of roof storm damage claims vary from state to state, but if you file within one year, you should be safe.
Get A Roof Inspection
This might be the easiest step in the roof repair process, but you should still take it extremely seriously. Insurance companies will often ask you to get a roof inspection from a roofing contractor in Peoria Heights, IL before they send an adjuster out to your home. If you do not perform this step, then it becomes very difficult to prove that you have lost value in your real estate property — which is essential for your insurance claim.
How to Choose the Best Roofing Contractor in Peoria Heights, IL
For many years, ROOF TIGER has been Peoria’s preferred roofing contractor for hail damage to shingle. From the smallest repairs to your insurance claims and roof replacement, we can do it all. If you haven’t inspected your roof since a big storm hit Peoria, now is the time to make an appointment for your roof inspection.